Course Description

3 Hour Ethics for Insurance Agents – Arizona

Approved by the Arizona Department of Insurance & Financial Institutions (DIFI) | Provider #500032084 | Course ID #6000205109 ✅
Only $15.99 — No added or extra fees (Arizona’s $3 state reporting fee is already included)

Complete your Arizona Ethics requirement the fast, affordable way. This 100% online, self-paced course lets you log in and out anytime, finish on your schedule, and download an instant certificate at completion. We report your credits within 24 hours. With 10+ years serving thousands of licensees nationwide, 1st Choice CE keeps renewal simple and transparent. Questions? Call or text 1-800-698-2770.

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Who Should Take This Course?

Arizona resident and nonresident insurance producers/agents in any major line who need Ethics CE for renewal. The class delivers 3 Ethics hours that count toward your Arizona CE total.

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Arizona CE & Renewal — What to Know

• Total CE needed: 48 hours every 4 years, including 6 hours of Ethics during the term. DIFI+1

• Renewal timing: CE must be completed by the last day of your birth month in your 4-year term. ExamFX

• Reporting fee: Arizona assesses $1 per credit hour via SBS; your $15.99 price already includes the $3—no surprises.

• Delivery: Online/self-paced CE is accepted; courses may be taken from any approved line unless a specialty requirement applies.

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How to Renew (Step-by-Step)

Step 1 — Plan your hours.
Target 48 total hours for the 4-year term, including 6 hours of Ethics.

Step 2 — Take this 3-Hour Ethics course.
Learn on any device; your progress is saved automatically.

Step 3 — Get your instant certificate.
Download immediately for your records.

Step 4 — We report for you.
We submit your credits to the state within 24 hours.

Step 5 — Renew with DIFI.
Submit your renewal before your due date and keep your certificate on file.

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What You’ll Learn — Course Outline (3 Hours Total)

(From our approved syllabus; timed in 50-minute hours.)

Hour 1 — Core Ethical Duties of the Insurance Producer
Client best-interest vs. compensation pressure; conflicts & disclosures; truthful advertising/illustrations; ethical recommendations & replacements; protections for seniors/vulnerable clients; cultural competence & nondiscrimination.

Hour 2 — Market Conduct, Compliance Foundations & Records
Unfair trade practices & inducements; privacy, data ethics & cybersecurity; AML and fraud red-flags; ethical documentation & 5-year+ retention; complaint handling & corrective action; supervision, training & delegation ethics.

Hour 3 — Applying Ethics Across Lines & the Client Lifecycle
Life/annuities suitability vs. best-interest; health/Medicare clarity and total cost; personal lines adequacy vs. price; commercial transparency & risk education; post-sale duties & renewal practices; ethical use of technology/AI/comparative raters.

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Why Choose 1st Choice CE?

✅ Arizona-Approved (Provider #500032084, Course #6000205109)
✅ $15.99 flat — no extra fees (reporting included)
✅ 100% Online & Mobile Friendly
✅ Self-Paced — Log in/out anytime
✅ Instant Certificate
✅ Credits Reported Within 24 Hours
✅ Money-Back Guarantee
✅ Over 10 Years trusted by thousands

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Start Now!

Course Details

• Approved by Arizona Department of Insurance & Financial Institutions (DIFI)
• Approved Provider #500032084
• Approved Course #6000205109
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.