Course Description

4-Hour Long-Term Care Insurance Partnership Training – Alabama

✅ Approved by the State of Alabama Department of Insurance
Course ID: 6000207298 | Provider #: 500032047

Price: $19.99 — No added fees
Includes the $4.00 Alabama filing fee (we absorb it)

This 4-hour Long-Term Care Insurance Partnership Training course is 100% online and self-paced for Alabama insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Alabama insurance professionals, including:

✅ Life & Health Insurance Producers
✅ Long-Term Care Insurance Agents
✅ Producers selling Partnership-qualified LTC policies
✅ Agency Owners and Licensed Staff involved in LTC planning

Alabama CE & Renewal — What to Know (Important)

Alabama insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal requirements include:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as LTC Partnership Training
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Alabama CE provider

This course counts toward your approved Long-Term Care Partnership training requirement.

How to Renew Your Alabama Insurance License (Step-by-Step)

1. Confirm your Alabama CE requirements for your license type
2. Enroll in this 4-Hour Long-Term Care Insurance Partnership Training course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your CE credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Alabama license renewal

What You’ll Learn — Course Outline

Hour 1: Regulatory & Market Updates for LTC Partnership Policies

✅ Recent state and federal changes affecting Partnership qualification
✅ Carrier filings, product availability, and pricing trends
✅ Inflation protection standards and maintaining Partnership compliance
✅ Underwriting trends and client suitability considerations
✅ Medicaid eligibility updates, asset-disregard reciprocity, and estate recovery
✅ Annual “what changed” checklist for client reviews and documentation

Hour 2: Ethics, Suitability, and Best-Interest Refresher

✅ Aligning benefit design, premiums, and client objectives
✅ Updated suitability analysis: income, assets, health, and caregiving dynamics
✅ Replacement scenarios while preserving Partnership status
✅ Elder-abuse prevention and managing third-party influence
✅ Ethical illustrations, projections, and disclosure standards
✅ Compliant advertising and transparent compensation practices

Hour 3: Advanced Product Mechanics & Claims Coordination

✅ Inflation options and affordability trade-offs
✅ Managing premium rate actions and client response options
✅ Hybrid LTC products and appropriate use cases
✅ Medicare coordination and benefit expectations
✅ Claims triggers, recertifications, and Medicaid coordination
✅ Mid-policy adjustments to sustain Partnership eligibility

Hour 4: Case Studies, Documentation Mastery, and Client Reviews

✅ Applying best-interest methodology to real-world scenarios
✅ Conducting effective annual policy reviews
✅ Replacement and 1035 exchange documentation
✅ Client-ready comparison and needs-analysis tools
✅ Audit-ready compliance record retention
✅ Creating an ongoing client review and follow-up plan

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by call or text: 1-800-698-2770

 

FAQ

Is this course approved in Alabama?
Yes. It is approved by the Alabama Department of Insurance.

How many CE hours is this course?
This course provides 4 CE hours.

Are there any extra fees?
No. The $4.00 state filing fee is included.

Do I get my certificate immediately?
Yes. You receive an instant certificate upon completion.

How quickly are credits reported?
Credits are reported within 24 hours.

Can I log in and out without losing progress?
Yes. Your progress is always saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact if I need help?
Call or text 1-800-698-2770.

What if I’m not satisfied?
We offer a money-back guarantee.

Does this course count toward license renewal?
Yes. It counts toward Alabama CE renewal requirements.

Course Details

• Approved by the State of Alabama Department of Insurance
• Approved Provider #500032047
• Approved Course #6000207298
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.