Course Description

4-Hour Long-Term Care Insurance Partnership Training – Iowa

✅ Approved by the Iowa Insurance Division
✅ 4 CE Hours | Self-Paced Online Course
✅ Price: $15.99 — No added fees (includes $3.00 Iowa filing fee)

This 4-hour Iowa-approved Long-Term Care Insurance Partnership Training course is designed for insurance professionals who sell, service, or advise on LTC Partnership policies. The course is 100% online and self-paced, allowing you to start and stop anytime without losing progress. Upon completion, you’ll receive an instant certificate, and we’ll report your credits to the state within 24 hours.

Who Should Take This Course?

This course is ideal for:

✅ Iowa-licensed insurance producers
✅ Life & Health insurance agents
✅ Agents selling or servicing Long-Term Care Partnership policies
✅ Insurance professionals working with senior clients and Medicaid-related planning

Iowa CE & License Renewal — What to Know (Important)

Iowa insurance producers must complete 36 hours of Continuing Education every 3-year renewal cycle.

Key CE rules include:

✅ CE must be completed before your license expiration date
✅ Courses must be state-approved
✅ Long-Term Care Partnership training is required to sell or service Partnership-qualified policies
✅ Credits must be reported by an approved provider

This course satisfies Iowa’s Long-Term Care Partnership training requirement.

How to Renew Your Iowa Insurance License (Step-by-Step)

1. Confirm your Iowa CE and LTC Partnership requirements
2. Enroll in this 4-hour online course
3. Complete the course at your own pace
4. Pass the final assessment
5. Receive your instant certificate of completion
6. We report your credits to Iowa within 24 hours
7. Complete your license renewal through the standard state process

What You’ll Learn — Course Outline

Hour 1: Regulatory & Market Updates for LTC Partnership Policies

✅ State and federal Partnership qualification updates
✅ Carrier filings, product launches, and market exits
✅ Inflation protection standards and ongoing compliance
✅ Underwriting trends and suitability considerations
✅ Medicaid eligibility and asset-disregard reciprocity
✅ Annual update checklist for client reviews

Hour 2: Ethics, Suitability, and Best-Interest Refresher

✅ Best-interest duties and documentation standards
✅ Suitability analysis for senior clients
✅ Policy replacement rules and Partnership preservation
✅ Elder-abuse awareness and red-flag identification
✅ Ethical illustrations and projections
✅ Compliant advertising and fee transparency

Hour 3: Advanced Product Mechanics & Claims Coordination

✅ Inflation options and affordability impact
✅ Premium rate actions and client choices
✅ Hybrid LTC products and tax considerations
✅ Medicare coordination and benefit expectations
✅ Claims processing and Medicaid coordination
✅ Policy adjustments to maintain Partnership eligibility

Hour 4: Case Studies & Documentation Mastery

✅ Real-world LTC case applications
✅ Annual policy review best practices
✅ Replacement and 1035 exchange documentation
✅ Client-ready compliance materials
✅ Record retention and audit preparation
✅ Ongoing review and referral action planning

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in and out anytime — no lost progress
✅ Credits reported to Iowa within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for over 10 years
✅ Friendly support by call or text: 1-800-698-2770

 

Frequently Asked Questions (FAQ)

Is this course approved in Iowa?
Yes. This course is approved by the Iowa Insurance Division.

How many CE hours does this course provide?
This course provides 4 Iowa CE hours.

Does this satisfy the LTC Partnership requirement?
Yes. This course fulfills Iowa’s Long-Term Care Partnership training requirement.

Is the course self-paced?
Yes. You can log in and out anytime without losing progress.

Will I get my certificate immediately?
Yes. Your certificate is available instantly after completion.

How fast are credits reported?
We report credits to the state within 24 hours.

Are there any extra or hidden fees?
No. The $15.99 price includes the $3.00 Iowa filing fee.

What if I’m not satisfied?
You’re protected by our money-back guarantee.

Who do I contact for help?
Call or text 1-800-698-2770 for support.

Course Details

• Approved by the Iowa Insurance Division
• Approved Provider #48204
• Approved Course #111780
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.