Course Description

4-Hour Annuity Best Interest Suitability – Iowa

✅ Approved by the Iowa Insurance Division
✅ 4 CE Hours | Self-Paced Online Course
✅ Price: $15.99 — No added fees (includes $3.00 Iowa filing fee)

This Iowa-approved 4-hour Annuity Best Interest Suitability course is designed for insurance professionals who recommend or sell annuity products. The course is 100% online and self-paced, allowing you to complete it on your schedule. You’ll receive an instant certificate of completion, and we’ll report your credits to Iowa within 24 hours.

Who Should Take This Course?

This course is intended for:

✅ Iowa-licensed insurance producers
✅ Life insurance agents
✅ Agents who sell or recommend annuity products
✅ Insurance professionals subject to annuity best-interest standards

Iowa CE & License Renewal — What to Know (Important)

Iowa insurance producers must complete 36 hours of continuing education every 3-year renewal cycle.

Key Iowa CE requirements include:

✅ CE must be completed before your license expiration date
✅ Courses must be approved by the Iowa Insurance Division
✅ Producers selling annuities must complete approved best-interest/suitability training
✅ Credits must be reported by an approved CE provider

This course satisfies Iowa’s annuity best-interest training requirement.

How to Renew Your Iowa Insurance License (Step-by-Step)

1. Confirm your Iowa CE and annuity training requirements
2. Enroll in this 4-hour online course
3. Complete the course at your own pace
4. Pass the final assessment
5. Receive your instant certificate of completion
6. We report your CE credits to Iowa within 24 hours
7. Complete your license renewal through the standard Iowa process

What You’ll Learn — Course Outline

Hour 1: Regulatory Framework & Best-Interest Standard

✅ Overview of the NAIC Annuity Best-Interest Model
✅ Key definitions and terminology
✅ Producer best-interest obligations
✅ Suitability vs. best-interest standards
✅ Roles of insurers and producers
✅ Documentation and recordkeeping requirements

Hour 2: Producer Duties Throughout the Sales Process

✅ Consumer profile data requirements
✅ Needs analysis and reasonable-basis recommendations
✅ Product features and risk disclosures
✅ Compensation and conflict-of-interest disclosures
✅ Replacements and 1035 exchanges
✅ Special considerations for seniors and vulnerable adults

Hour 3: Annuity Products, Riders & Risk Characteristics

✅ Fixed, indexed, and variable annuities
✅ Common riders and optional features
✅ Surrender charges, MVAs, and free-look rules
✅ Fees, expenses, and opportunity cost
✅ Taxation basics and suitability implications
✅ Use of illustrations and hypothetical scenarios

Hour 4: Supervision, Advertising, Ethics & Case Studies

✅ Insurer supervision and file review standards
✅ Advertising and consumer communication rules
✅ Prohibited sales practices
✅ Complaints, rescission, and remediation
✅ Multi-state considerations and ongoing training
✅ Applied case studies and ethical decision-making

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in and out anytime without losing progress
✅ Credits reported to Iowa within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for over 10 years
✅ Friendly support by call or text: 1-800-698-2770

 

Frequently Asked Questions (FAQ)

Is this course approved in Iowa?
Yes. This course is approved by the Iowa Insurance Division.

How many CE hours does this course provide?
This course provides 4 Iowa CE hours.

Does this course satisfy annuity best-interest training requirements?
Yes. It fulfills Iowa’s annuity best-interest/suitability training requirement.

Is the course self-paced?
Yes. You can log in and out anytime without losing progress.

Will I get my certificate immediately?
Yes. Your certificate is available instantly after completion.

How fast are credits reported to Iowa?
Credits are reported within 24 hours.

Are there any extra or hidden fees?
No. The $15.99 price includes the $3.00 Iowa filing fee.

What if I’m not satisfied with the course?
Your purchase is protected by our money-back guarantee.

Who do I contact if I need help?
Call or text 1-800-698-2770 for support.

Course Details

• Approved by the Iowa Insurance Division
• Approved Provider #48204
• Approved Course #111781
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.