Course Description

3 Hour Ethics for Insurance Agents – Iowa (Online CE)

Approved by the Iowa Insurance Division | Provider Number: 48204 | Course ID: 111776 ✅
Only $15.99 — No added or extra fees (includes Iowa’s required $1.00 per CE hour SBS processing/roster fee — a $3 value)

This Iowa-approved 3-hour Ethics course is built for busy insurance agents who want a clear, practical way to satisfy the ethics requirement without surprise add-ons. It’s 100% online and self-paced, so you can start anytime, log in and out without losing your place, and finish on your schedule. You’ll get an instant certificate of completion, and we report your credits within 24 hours of completion. With 10+ years in continuing education, 1st Choice Continuing Education is trusted by thousands of licensees nationwide.

✅ Enroll here: 

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Who Should Take This Course?

✅ Iowa resident insurance producers who need Ethics CE for renewal
✅ Agents who want a straightforward ethics course that focuses on real situations (disclosure, documentation, marketing, replacements, client protection)
✅ Producers who want to reduce compliance risk and improve day-to-day decision-making habits

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Iowa Insurance License Renewal Requirements (Total CE + Ethics + Timing)

License term & renewal timing

✅ Iowa producer licenses run on a 3-year term, tied to the last day of your birth month in the year the license was issued (and each term thereafter). 

Total CE required (resident producers)

✅ Iowa resident producers must complete 36 total CE credits per CE term, and 3 of those credits must be Ethics. 

CE completion deadline

✅ Iowa requires completion/proof received by the end of the last business day of the producer’s CE term. 

State roster/processing fee (the “$1 per hour” fee)

✅ Iowa uses SBS roster reporting, and there is a $1.00 per credit fee associated with reporting credits.
Good news: your $15.99 price already includes that fee for this 3-hour course, so you don’t get charged an extra $3 later.

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How to Renew Your Iowa Insurance License (Step-by-Step)

Step 1: Confirm your CE term and renewal deadline

Your renewal is based on a 3-year term and the last day of your birth month. 

Step 2: Check how many CE hours you still need

Most resident producers need 36 total hours, including 3 Ethics.

Step 3: Complete this 3-hour Ethics course online

Self-paced, mobile-friendly, and your progress is saved—log in/out anytime.

Step 4: Download your instant certificate

You’ll receive an instant completion certificate for your records.

Step 5: We report your credits within 24 hours

We submit your completion so your CE posts quickly.

Step 6: Renew your license

Once your CE is complete and posted, submit your renewal before your CE term ends.

Need help? Call/text 1-800-698-2770.

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What You’ll Learn (Topics Covered – 3 Hours)

Hour 1: Core Ethics for Insurance Producers

✅ Producer duty to clients and the public
✅ Conflicts of interest and proper disclosure
✅ Truthful marketing, advertising, and client communications
✅ Ethical recommendations and replacement best practices
✅ Serving seniors and vulnerable clients appropriately
✅ Fair treatment and professionalism standards

Hour 2: Compliance, Market Conduct, and Documentation

✅ Unfair trade practices and common compliance pitfalls
✅ Privacy and ethical handling of customer information
✅ Fraud awareness and red-flag response
✅ Ethical recordkeeping and building a defensible file
✅ Complaints, corrective action, and escalation basics
✅ Oversight and accountability in agency settings

Hour 3: Ethics in Real-World Sales and Service

✅ Ethics applied across Life/Health and P&C workflows
✅ Suitability mindset and documentation habits
✅ Policy servicing ethics (changes, renewals, lapses, cancellations)
✅ Client education, transparency, and expectation-setting
✅ Post-sale responsibilities and long-term client care
✅ Ethical use of tech tools in sales and service

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Why Choose 1st Choice CE?

✅ Approved in Iowa (Provider 48204, Course 111776)
✅ $15.99 total — no added fees (includes the $1/hour roster processing fee)
✅ 100% online and self-paced
✅ Log in/out anytime without losing progress
✅ Instant certificate of completion
✅ Credits reported within 24 hours
✅ Money-back guarantee
✅ Support by phone or text: 1-800-698-2770

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Related Courses / Other Courses You May Need

Cover the rest of your Iowa insurance CE with our other Iowa courses:

• 3-Hour Flood Insurance (NFIP) - Iowa

• 4-Hour Annuity Best Interest Suitability - Iowa

• 4-Hour Long-Term Care Insurance Partnership Training - Iowa

Support When You Need It

✅ Have a question about Iowa insurance CE, the Iowa Insurance Division, or this course? Call or text us at 1-800-698-2770.

We also speak Spanish.

Enroll Now

✅ Enroll in the 3 Hour Ethics for Insurance Agents course for Iowa for $15.99 and complete your Ethics CE today.

Frequently Asked Questions

Is this course approved in Iowa?

Yes. It is approved by the Iowa Insurance Division under Provider #48204 and Course #111776.

How many CE hours does this course provide?

3 credit hours - the full Iowa Ethics requirement.

How much does the course cost?

$15.99 - the Iowa $1.00 per credit-hour reporting fee is already included.

How often does Iowa renew insurance licenses?

Iowa producer licenses run on a 3-year term tied to the last day of your birth month.

How many total CE hours does Iowa require?

36 total CE credits per 3-year CE term, of which 3 credits must be Ethics. Iowa does not allow carrying extra CE hours forward to the next term.

Is the course 100% online?

Yes. The course is 100% online and self-paced. You can study from a phone, tablet, or computer.

When will I get my certificate?

You can download your instant certificate of completion the moment you finish.

Do you report my hours to the Division?

Yes. We report your hours to the Iowa Insurance Division within 24 hours of completion.

Who should take this course?

Iowa resident insurance producers who need their required 3 hours of Ethics CE.

What does the course cover?

Core ethics for insurance producers; compliance, market conduct, and documentation; and ethics in real-world sales and service.

Is there a money-back guarantee?

Yes. The course is backed by a money-back guarantee.

What if I need help during the course?

Call or text us at 1-800-698-2770 and a team member will help. Spanish speakers welcome.

Course Details

• Approved by Iowa Insurance Division
• Approved Provider #48204
• Approved Course #111776
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.